Bankruptcy Dont’s

1. Don’t leave out Bank, Checking, Savings, Brokerage, Credit Union accounts.

2. Don’t file if your income is greater than your expenses.

3. Don’t use your credit cards.

4. Don’t take credit card cash advances.

5. Don’t use convenience checks.

6. Don’t do balance transfers.

7. Don’t pay money to Family.

8. Don’t pay money to Friends.

9. Don’t tell a creditor that you intend to pay.

10. Don’t leave assets off of your paperwork.

11. Don’t file if you are about to receive a tax refund or inheritance.  Discuss the timing with your attorney.

12. Don’t fail to tell your attorney about your small business, sole proprietorship, partnership, LLC, LLP, corporation, or hobby.

13. Don’t purchase a home shortly before filing bankruptcy without consulting your attorney.

14. Don’t give or gift property to anyone.

15. Don’t pay more than $600 on any past due bill.

16. Don’t transfer property to anyone.

17. Don’t cash out retirement plans or 401k’s.

18. Don’t take out a second mortgage.

19. Don’t gamble.

20. Don’t hide assets or debts.

21. Don’t post photos of your assets on social media.

22. Don’t take out “payday loans”.

23. Don’t put your money in your kids’ bank accounts.

24. Don’t omit or ‘save’ a credit card for after your bankruptcy.

25. Don’t fail to list debt to family or other “insiders”.

26. Don’t write bad checks.

27. Don’t borrow money.

28. Don’t make major financial decisions without talking to your attorney.

29. Don’t get married before filing if your spouse has a high income.

30. Don’t misrepresent facts to your attorney.

31. Don’t run up your credit cards in advance of filing bankruptcy.

32 Don’t fail to appear at State court hearings, trial or proceedings; coordinate with your attorney.

33. Don’t hide from your attorney.  Keep your attorney updated with your address, phone number and email address.

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Google Reviews

Jacob Silver
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Marc Williams
Marc Williams
14:59 14 Apr 21
First I would like to say thank you Mr Silver for the exceptional and understanding work you provided. I would... recommend anyone needed any legal assistance to reach out to Mr Jacob Silver he would not let you down.read more
Doreen Del Core
Doreen Del Core
02:48 09 Apr 21
Mr. Silver deserves more than 5 Stars, he is a professional Bankruptcy Lawyer that actual listens and helped us go... through the Bankruptcy process. He was recommended to us and we are highly recommending him to anyone that needs a Bankruptcy Lawyer.read more
JD
JD
22:16 08 Apr 21
Jacob Silver is an excellent bankruptcy attorney. If you’ve never filed for bankruptcy before, the process can be... confusing and intimidating. Jacob Silver can coach you through the entire bankruptcy process. He’s very knowledgeable about bankruptcy law, and he’s very familiar with all the players and process in the NY court system. He’s direct and honest with his clients, and he’ll help you figure out how to win your case.read more
Wanda Mitchell
Wanda Mitchell
18:35 07 Apr 21
Jacob Silver is an excellent Attorney and is most proficient at his craft. Bankruptcy is a precarious time when on hand... support and certainty is essential. Jacob was my support and the certainty I needed to get through this process. Thank you for all of your help. Best Attorney for Bankruptcy!!!!!!!!!!!read more
Justin Hill
Justin Hill
16:34 07 Apr 21
Jacob is the best he's works with you with anything you need help with. any questions you have he's very straight... forward with the answer you need to know. He always get back to you by phone or email with any paper you need complete so you can fully prepare for court. He also help you get money if you rights are being violated depending on the situation. Great guy I highly recommend him.read more
GG
GG
16:22 07 Apr 21
Thank you Jacob Silver ....job well done! You are very good at what you do. I will be referring you to everyone that... I know - the way you help assist on the process, your support to get you through it and the support you get after is fabulous! This is the guy you need to pick ... you will be happy. Your work, time and efforts are appreciated. God bless you wishing you great success.read more
Twanna Bolden
Twanna Bolden
16:09 07 Apr 21
I highly recommend Mr. Silver to everyone. He is very Knowledgeable. I had a lot of personal debt. He worked with me... and got me through the bankruptcy process. He is honest and reliable.read more
brianpo
brianpo
15:57 03 Apr 21
Mr. Silver was amazing. Even during this pandemic he was always so helpful to me and my wife with helping us through... these hard times and the whole bankruptcy process! Would extremely recommend!read more
Emma Augustine
Emma Augustine
14:17 30 Mar 21
I will highly highly recommend Mr. Silver. He is the best lawyer, and he gave me my life back, he's professional and... great in every sense of the word.read more
Terry Powell
Terry Powell
09:05 30 Mar 21
Anyone I know, whether they be in the education sector or elsewhere, will know who you and your company are about. I... will continue to spread your name and your incredible services. People should not seek those who really don’t care. You stand above all else. Honestly, if I do not get a dime it would not matter to me. It is the way you work that makes me proud to be humane. Thank you Mr. Silver! From the heart.read more
Daniel
Daniel
19:43 24 Mar 21
Jacob Silver is one of the best bankruptcy attorney you can have on your team. Very satisfied with his work, will fully... recommend Mr. Silver.read more
Donna Sullivan
Donna Sullivan
00:57 03 Feb 21
I recommend Mr. Silver to anyone who is in need of a lawyer. He is patient, kind and knowledgeable of the law and he... explain everything clearly.read more
Lucy Caraballo
Lucy Caraballo
18:51 21 Jan 21
Excellent attorney. I would highly recommend his service to anyone
Hakob Avanesyan
Hakob Avanesyan
18:38 21 Jan 21
Jacob Silver, the best bankruptcy attorney that I have known and worked with so far,,, highly recommend anyone to use... his excellent and professional services. Thank you again Mr Silver for your 5 star service.read more
Veronica Johnson
Veronica Johnson
19:47 27 Dec 20
Their aren't enough words to describe this awesome intelligent human being. When I arrived at Mr. Silver's office, I... felt lost and defeated, I didn't think that their was much hope for my financial situation. However, Mr. Silver took the time to properly access my case. He explained all the pro's & con's of my situation and I left his office a lot more confident that when I walked in. As he began preparation for my case, I finally started to see the light at the end of the tunnel; I began to have hope. I highly recommend Mr. Jacob Silver, because he will see you through the whole process from start to finish and he is relentless in his works. He will fight right beside you until he achieves the outcome that benefits you. Once again, their aren't enough words to describe him, but if I had to choose a few words, I would say, "Godsend, Awesome, direct, pro-active, precise, determined and professional". And last, but surely not least, "Angel". Thank you again, Jacob for all you do. No one does it better.read more
racquel white
racquel white
16:56 02 Oct 20
He is very good, honest and open. He prepare you for what to expect and above all fast service and always there to... answer questions! Definitely recommend him!read more
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